Effective Date: 12 July 2025
Website: https://magicmni.shop
Brand Name: Magic Money Investor
Operator / Data Fiduciary: Zaim Baig Aly Shaikh (“we”, “our”, “us”)
Contact Email: support@magicmni.shop (alternate: support@magicmoneyinvestor.in)
Registered Address: [Full Postal Address, City, State, PIN, India]
Grievance Officer: [Name], grievance@magicmni.shop, +91-[number] (Response within 15 days)
By registering or using our services, you agree to this Privacy Policy and provide consent for processing your personal data as described here, subject to your rights under applicable law.
This Policy explains what data we collect, why, how we use and share it, how long we keep it, your rights, and how to contact us. It applies to our website/app, dashboard, and customer support channels.
A. Personal Information
Name, username, email, mobile number
Country, IP address, device & browser info
Referral code / referrer ID
Support messages, attachments (e.g., screenshots, PDFs)
B. Financial & Transactional Information
In-app wallet balance and transaction history
Deposit/withdrawal details (amount, timestamps, status)
UPI ID (when you provide it for manual deposits)
We do not collect or store card numbers, CVV, ATM/UPI PINs, or OTPs.
C. Cookies & Similar Tech
Session cookies (login/auth), referral cookies, and basic analytics events. See Cookies section.
We process your data based on your consent and legitimate uses permitted by law, including:
Create and manage your account & KYC (if enabled)
Process deposits, investments, daily earnings, and withdrawals
Calculate and credit referral rewards (where eligible)
Detect fraud/abuse; secure our platform
Comply with legal obligations (tax, accounting, law-enforcement requests)
Send essential notifications (transactions, security).
Marketing or non-essential messages are sent only with your consent and you can opt out anytime.
We do not sell your personal data. We may share limited data with:
Vendors/Processors: hosting, cloud storage/backup, email/SMS, analytics, security providers, CRM/ticketing
Payment/UPI partners: for validating and reconciling deposits/withdrawals
Government/Authorities: when required by law or to enforce our rights
All processors are bound by contracts to protect your data.
Your data may be processed on servers inside or outside India by our service providers. We ensure such transfers comply with Indian law and any government restrictions on specific countries (blacklist approach). ICLG International Business Reports
HTTPS/SSL, strong encryption at rest/in transit where applicable
Role-based access controls, secure password hashing, captcha/2FA options
Regular backups and security monitoring
Vendor due-diligence and confidentiality obligations
No system is 100% secure; we strive to protect your data using industry-standard safeguards.
Account & transaction records: for the life of your account and up to 5 years after closure, or longer if required by law/regulators.
Support tickets/attachments: typically 24 months.
Cookies/analytics: see Cookies section.
When retention ends, we delete or irreversibly anonymize data.
You can:
Access a summary of your personal data we process
Correct/Update inaccurate or incomplete data
Erase data that is no longer necessary or where consent is withdrawn (subject to legal limits)
Grievance Redressal via our Grievance Officer (details above)
Nominate another person to exercise your rights in case of death or incapacity (email us your nominee’s name & contact)
We may verify your identity before acting on requests, and we’ll respond within applicable timelines.
You can withdraw consent for non-essential processing (e.g., marketing) anytime via email or account settings.
If you withdraw consent needed to provide the service, some features may stop working or your account may need to be closed (we’ll tell you beforehand).
Our services are 18+ only. We do not knowingly collect data from minors. If you believe a minor has registered, contact us for removal.
Essential cookies: login/session security (cannot be switched off).
Referral cookies: to attribute sign-ups from your link; typical lifespan 30–90 days.
Analytics (optional): product improvement and performance insights.
You can control cookies via browser settings; blocking essential cookies may break login or transactions.
We use automated systems for actions like daily earnings credit, referral eligibility checks, risk controls, and withdrawal window enforcement. If an automated action adversely affects you, contact support and we’ll review it manually.
If a personal data breach likely to cause harm occurs, we will notify affected users and report to authorities as required by law. Certain cyber incidents may also be reportable to CERT-In within 6 hours of discovery. Comptroller and Auditor General of India
Our site may link to external websites. Their privacy practices are governed by their own policies.
We may update this Policy. Changes will be posted here with an updated Effective Date. Material changes will be notified via email or dashboard notice.
General Support: support@magicmni.shop | +91 7458196230
Grievance Officer: [Name], grievance@magicmni.shop, +91-[number]
Postal: [Full Address], Delhi, India
Summary: We only use your data to run your account, process transactions, pay eligible rewards, improve security/performance, and meet legal requirements. You control your data via the rights listed above.